Changed (US) Affiliate Program
Earn $10 for every new customer you refer to Changed — the debt payoff app that rounds up everyday purchases and puts the spare change toward loans, so users pay debt off faster without feeling the pinch.
Program Terms
- Commission: USD 10
- Deep linking: available
Program Overview
The Changed (US) Affiliate Program pays $10 for every new customer you refer — a flat payout for a fintech product with a genuinely useful hook. Changed is a US debt payoff app: it connects to a user's bank account, rounds everyday purchases up to the nearest dollar, and puts the spare change toward loan payments automatically, with optional weekly top-ups for faster paydown. The app tracks progress on a simple dashboard and can also be directed toward savings goals. Changed reached national attention after appearing on ABC's Shark Tank, where it landed a deal with Mark Cuban, and has been covered by Forbes, Money Magazine, USA Today, and Business Insider. Banking services are provided by nbkc bank (Member FDIC); Changed itself is a financial technology company, not a bank.
Products and Services
Changed's product is its debt payoff app, available on iOS and Android, built around a small set of features: - Round Up Savings — the core feature: everyday purchases are rounded up to the nearest dollar and the spare change is automatically applied to loan payments. - Set Savings Goals — users can also direct round-ups toward goals like an emergency fund or a down payment instead of debt. - Automate Payments — micro-savings flow directly toward debt paydown, plus optional fixed weekly amounts for members who want to accelerate. - Track Your Progress — a dashboard visualizes debt decreasing in real time so members can see the payoff timeline shrink. - Savings calculator — an on-site tool that estimates projected savings, interest saved, and months shaved off a loan based on round-up amounts. - Learning Center — free resources on student loan repayment, refinancing, and family support for borrowers. - Family & Loved Ones feature — lets family members contribute to someone's payoff journey. - For Business — a version aimed at employers or partners who want to support borrowers. The app is priced from $6/month and supports student loans and other consumer debt, with banking services provided by nbkc bank (Member FDIC).
Why Promote Changed (US)?
- $10 flat payout per sale — simple to model, no tiers or caps
- Shark Tank appearance with a Mark Cuban deal — instant credibility for conversions
- Real round-up mechanics — an easy concept to explain with numbers audiences understand
- Press coverage in Forbes, Money Magazine, USA Today, and Business Insider
- Banking services via nbkc bank, Member FDIC — regulated foundation behind the fintech
- From $6/month app pricing — an accessible product that converts broad audiences
- Deep linking allowed — send traffic to the savings calculator, Learning Center, or app download page
Commission Details
- Commission group 1: USD 10
- Commission group 2: USD 10
Who This Program May Suit
This program is a natural fit for publishers in personal finance, debt, and money-management content. Personal finance bloggers and YouTubers covering budgeting, frugal living, or financial literacy can demonstrate the round-up concept with real math their audiences love. Creators focused on student loans, graduation finances, or debt-free journeys can position Changed as a hands-off tool that complements their advice. Fintech writers and app reviewers get a concrete product — with Shark Tank credibility and press coverage from Forbes, Money Magazine, and Business Insider — to round out comparison and review posts. Employee-benefits and workplace-wellness publishers can point at the For Business angle. The flat $10-per-sale payout makes earnings easy to model for publishers who know their conversion rates.
Promotion Ideas
- Run the numbers: show how rounding up a daily coffee to the dollar could shave months off a loan
- Make a 'debt-free journey' series tracking your own round-ups month by month — perfect for YouTube and blogs
- Write a graduate-finance guide: 'what to do with your student loans after graduation' with Changed as the automation step
- Deep link to the savings calculator so visitors can estimate their own payoff timeline
- Compare Changed against manual snowball/avalanche methods — show where automation wins for busy borrowers
- Cover the Family & Loved Ones feature — a heartfelt angle around graduations and holidays
Restrictions and Notes
Deep linking is allowed. Commission is a flat $10 per sale — no percentage tiers or caps to model. Cookie duration, validation period, and average payment time are not shown in the available program facts; confirm current terms when joining. When promoting a financial product, keep claims accurate and avoid giving personalized financial advice: describe how the app works (round-ups applied to loan payments, pricing from $6/month) rather than promising savings outcomes. Changed is a financial technology company, not a bank — banking services are provided by nbkc bank (Member FDIC).
Frequently Asked Questions
What do I earn as a Changed (US) affiliate?
You earn a flat $10 for every new customer you refer — a fixed payout with no percentage tiers, so earnings are easy to predict from your conversion rate.
How does the Changed app actually work?
Changed connects to a user's bank account, rounds everyday purchases up to the nearest dollar, and applies the spare change to loan payments automatically. Users can also add fixed weekly amounts and track progress on a dashboard.
Is Changed a bank? Is it legitimate?
Changed is a financial technology company, not a bank — banking services are provided by nbkc bank, Member FDIC. It appeared on ABC's Shark Tank with a deal from Mark Cuban and has been featured by Forbes, Money Magazine, USA Today, and Business Insider.
How much does Changed cost for users?
The app is priced from $6/month. That accessible price point makes it easier to recommend to broad audiences without a hard sell.
Which publishers does the Changed (US) Affiliate Program suit?
Personal finance bloggers, student-loan and debt-free content creators, fintech reviewers, and workplace-wellness publishers — anyone whose audience is actively trying to pay down loans.
How do I join the Changed (US) Affiliate Program?
You can join through affne.com, where the program page lists the terms and gives you tracking links. Deep linking is allowed, so you can point visitors straight at the app download page, the savings calculator, or the Learning Center.
What is the commission rate for Changed (US)?
The Changed (US) affiliate program offers a rate of USD 10 for tracked conversions via Affne.
Where do I apply for the Changed (US) affiliate program?
You can apply directly on this page by creating an Affne publisher account.